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A GUIDE TO SM BULACAN MALLS OPERATING SCHEDULE FOR HOLY WEEK

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As the Lenten season approaches, Filipinos take time to reflect and journey towards spiritual awakening. This holy week, SM malls in Marilao, Baliwag, and Pulilan share a guide to adjusted mall hours in lieu of the upcoming long weekend.

On March 25–27, SM malls in Marilao, Baliwag, and Pulilan will be open from 10am to 9pm. While the malls are closed on March 28 (Maundy Thursday) and March 29 (Good Friday), they will resume operations on March 30 (Black Saturday) and March 31 (Easter Sunday) from 10am to 9pm.

Meanwhile, SM Hypermarket branches in Bulacan continue to serve the community by opening their doors to shoppers for their home and essential needs. The store will be open on March 28 (Maundy Thursday) from 9am to 9pm and on March 29 (Good Friday) from 9am to 7pm.

To know more about SM Bulacan malls’ operating hours and Easter events, deals, and promos, follow the mall’s official accounts on Facebook and Instagram.  

Success One Step at a Time

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Optimistic about her chosen business, Sonia Torino remained steadfast and full of hope as she surpassed the challenges faced by her family and business. It was also a significant blessing for her to find a partner who shares the same passion as her.

Mary Rose Javier, Junior Writer

When one is passionate about what they do, they tend to overcome all the challenges that lie ahead of them.

“I’ve experienced numerous losses in my business due to unpredictable circumstances. However, CARD SME Bank always provides me with a solution to bounce back,” said Sonia Torino, 44, from Dasmariñas, Cavite, owner of a thriving sari-sari store.

Among the six siblings, Sonia stands out as the one with a natural knack for business. Since childhood, she has shown a keen interest in selling a variety of products, a passion inherited from her mother and nurtured over the years.

Initially from Batangas City, she thought of moving to her sister in Cavite after graduating from high school. It was in Cavite where she further improved her selling abilities and crossed paths with her life partner, who shared the same interests and passions.

To start standing on their own two feet, they used their savings of PHP 10,000 to establish  their planned sari-sari store in 1999.

Their initial attempt did not immediately go smoothly. With a limited range of products, they struggled to meet all the needs of their customers. There were days when their earnings were minimal, and at times, none.

“The income was very unstable at first. But because I put my mind into it, I never once thought of stopping. I know this is my passion, this is what I want to do in life,” Sonia said.

Despite facing challenges, she maintained an optimistic outlook on her business and envisioned its potential for growth. She made the decision to join CARD SME Bank, Inc., a full-fledged thrift bank dedicated to extending financial support to micro, small, and medium enterprises.

“I first learned about CARD SME Bank from friends. I was hesitant to join because the center meetings were held weekly, and I was reluctant to leave my children. However, when the opportunity struck again, I immediately applied for clientship,” she said.

In the 15 years that Sonia has been a client of CARD SME Bank, all her loans were allocated to their sari-sari store until they grew their resources and expanded it.

The pandemic had minimal impact on their sales, as they focused more on selling vegetables. Despite occasional delays on the deliveries, they made sure to sell promptly without wastage.

Despite facing challenges such as her child falling ill and nearly depleting their savings and investments on medical expenses, Sonia remained determined to keep their business running. She persevered, relying on the financial assistance provided by CARD SME Bank to help them recover and stand back on their feet.

“CARD SME Bank offers excellent services. Not only do they offer loans, but they also encourage savings alongside loan repayments. This promotes financial discipline and teaches individuals to manage their finances effectively,” she said.

From a small sari-sari store, Sonia has gradually expanded its offerings to cater a wider range of products for customers. Through her dedication, she is able to send her three children to school and construct a home for her family.

Presently, Sonia’s sari-sari store is flourishing and continues to operate successfully. Looking ahead, she and her husband are planning to further expand their business by transitioning it into a grocery store in the coming years.

“Just focus on the business and devote your heart to it. Losses are there, they happen. What you need to learn is how to pick yourself up to keep going,” Sonia’s advice to aspiring entrepreneurs,” advised Sonia to aspiring entrepreneurs.

GSIS teams up with Maya to expand payment channels

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Maya sets up a booth at the GSIS Head Office in Pasay City on March 18 to assist borrowers in using their platform for loan payments.

The Government Service Insurance System (GSIS) has teamed up with Maya, the country’s only end-to-end digital payments company, making it the newest online payment option for GSIS loan borrowers.

“We are enhancing our digital payment platforms to provide convenience to our members and pensioners. Maya will further simplify the payment process, enabling borrowers to settle their loans conveniently anytime, anywhere,” GSIS President and General Manager Wick Veloso said.

Through this partnership, Maya (formerly PayMaya) becomes one of the payment choices available within the GSIS mobile app, GSIS Touch. Maya acts as a conduit for various banks and eWallets, facilitating faster and more secure loan payments.

“We believe in the transformative power of digital payments for government services, and we’re proud to enable borrowers to settle their loans using Maya, making the process easier, faster, and accessible to all,” said Maya Head of Enterprise Pete Cruz.

To make a payment, members and pensioners may transact through the GSIS Touch, select the loan type and payment amount, and choose the Maya option under the eWallets section. They will then be directed to the Maya app to confirm the payment, with payment details emailed to them for confirmation. GSIS Touch now allows payments for several loans, including GSIS Multipurpose Loan Flex, GFAL-Education Loan, Policy Loan, Emergency Loan, and Pension Loan.

Borrowers with e-wallet accounts in Maya, GCash, JuanCash, Starpay, TayoCash, and USSC Money Services Inc. (UMSI), as well as bank accounts in AllBank, AUB, Cebuana Bank, Chinabank, LANDBANK, Metrobank, PNB, PSBank, RCBC, UnionBank, and VYBE by BPI, can use the Maya option.

This initiative by GSIS conforms with Republic Act No. 8792, the Electronic Commerce Act of 2000, and RA 11032, the Ease of Doing Business and Efficient Government Service Delivery Act of 2018, which mandate government agencies to utilize electronic means for transactions and ensure efficient service delivery to the public.

Working Hand-in-Hand

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Working hand-in-hand with her family, Susan Y. Pascua, a 47-year-old mompreneur from Cotabato City, made a living through her pastil business with just a modest capital of PhP2,000 pesos.

Edrian B. Banania, Junior Writer

In life, everything is possible to those who have the courage to take risks and the perseverance to fight all life’s challenges.

Meet Susan Pascua, a 47-year-old entrepreneur who, together with her family, has turned a small sari-sari store into a thriving business specializing in making homemade chicken pastil, a local delicacy in Cotabato Province.

Susan’s family has deep roots in public service, with her husband and eldest son serving as police officers in Parang, Cotabato City. Two other children are following in their father’s footsteps, pursuing degrees in Criminology. Meanwhile, the younger siblings are still in high school and elementary level.

Beforehand, the Pascua family started with a small sari-sari store, initially selling household items. Susan’s vision for growth led her to introduce pastil, a popular rice dish in the Muslim community. With a small starting capital, Susan bought one kilo of rice and chicken to start her pastil business.

As the desire to expand the business grew, Susan became a client of CARD, Inc. (A Microfinance NGO), and started with a modest loan of PHP 2,000 which was sufficient as a capital for the family business.

Over time, Susan’s loans reached up to PHP 150,000, which she used for business and family needs. The financial assistance she received not only boosted the business but also supported their children’s education through educational loans. She expressed gratitude, affirming her commitment to CARD, Inc. until her children finish their school.

From a small sari-sari store, Susan now offers a variety of cooked foods, with pastil wrapped in banana leaves emerging as a customer favorite. The addition of homemade chicken pastil paste and chili sauce have further diversified their product offerings.

The Pascua family embodies teamwork, with each member contributing to the business’s success. Susan imparts her knowledge of pastil preparation and business operations to her children.

The business operates almost seven days a week from 5:00 am to 9:00 pm. The store is considered as the steppingstone of the family’s brighter future.

Aside from courage, dedication, and perseverance, the Paglambo Project, facilitated by CARD, Inc., has been instrumental in the Pascua family’s journey. The project enabled them to establish and grow their business, support their children’s education, and improve their overall quality of life.

Looking ahead, Susan envisions renovating their home, expanding the store, and transforming their living room into a mini-restaurant, responding to customer requests. Plans also include acquiring a car for both family and business use, marking the continuous growth of their entrepreneurial venture.

Her message for other microfinance clients resonates loud and clear, “Utilize loans wisely, invest in your business, and watch opportunities unfold. Through dedication, hard work, and strategic use of financial resources, dreams can turn into reality.”

Susan Pascua and her family prove the transformative impact of microfinance, proving that with the right support, determination, and a clear vision, anyone can turn a small business into a thriving family business.

Standing Strong Against the Odds

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Radiating confidence and optimism, Agnes Mercado confidently stands on her coconut shells, mirroring the resilience she displayed in overcoming life's adversities and obstacles.

Mary Rose Javier, Junior Writer

“In the world of business, success is not guaranteed every time. Losses are possible, yet it’s essential to persevere and keep moving forward despite setbacks,” said Agnes Mercado, a thriving entrepreneur from Bagacay, Buenavista, Marinduque.

Agnes has been a client of CARD Bank, Inc. for one year when she opened her sari-sari store. She learned about CARD Bank through her sibling, and she was motivated to join knowing it would be a great help in starting a business.

With a PHP 5,000 loan from CARD Bank and the earnings from selling a cow, she managed to purchase a few products for her sari-sari store and fit them in a small hut that also serves as their home.

Despite its small space, their store retained good sales. Eventually, they gathered enough savings to initiate buying and selling of copras and charcoal. Because of their desire to increase their income, they immediately purchased ten sacks of coconut shells and turned them into charcoal that they could sell within their community.

The business idea came from Agnes’ husband, who worked in a copra processing facility. The couple decided to invest in purchasing coconuts, extract copras to sell oils and separate its shells to be sold for charcoal productions or turn them into charcoal.

Similar to any other start up business, she encountered numerous challenges. The lack of coconut resources posed a significant obstacle for them as they ventured into this new business.

“At first, our sales were very inconsistent due to frequent shortages of coconuts. Being inexperienced in the industry, we struggle to locate reliable suppliers, leading to insufficient inventories of coconut shells and limited sales of coconut oils,” Agnes said.

Throughout the pandemic, they suffered significant losses as the number of customers visiting their store started to decrease, accompanied by changing weather conditions that halted their operations. Agnes had no choice but to use her savings in CARD Bank to provide her family’s needs.

Amidst the challenges they faced, she remained steadfast and hopeful. With the help of her husband and the support of CARD Bank, they were able to rise again and resume their business.

“I got to the point where I attempted to borrow capital from various individuals but was not successful. Thankfully, CARD Bank was always there to provide our financial requirements,” she said.

Agnes slowly started to overcome the challenges she faced. Their coconut related business and sari-sari store grew overtime.

From ten sacks of coconut shells and charcoal, they now managed to sell between 50 and over a hundred sacks in nearby towns. Through this, Agnes was able to sustain the educational needs of her two children, managed to renovate their home, and established their own bakery shop in 2011.

“Despite the challenging and exhausting nature of our business that revolves around coconuts, I knew that it could bring me a lot of opportunities. I have remained optimistic, believing in myself that I can do it,” she said. Despite the countless challenges Agnes faced, her determination and efforts were the keys that led to her establishment of three successful businesses.

“Yes! We Can End TB,” says AHF Philippines

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Manila, Philippines (March 24, 2024) As the world observes World Tuberculosis Day, AIDS Healthcare Foundation (AHF) Philippines remains steadfast in its commitment to combating tuberculosis (TB) among people living with HIV (PLHIV). With a focus on newly diagnosed PLHIV, AHF Philippines has been at the forefront of efforts to mitigate the impact of TB in this vulnerable population.

Recent data from the Department of Health (DOH) unveils an alarming rise in TB cases in the Philippines. Over the past year, TB cases, including new and relapse cases, have surged to a staggering 612,534. Globally, TB remains a formidable threat, claiming the lives of 1.3 million individuals in 2022 alone, among them 167,000 people living with HIV. The World Health Organization’s latest report highlights nearly 11 million TB cases worldwide, underscoring the urgency of addressing this persistent health crisis. Moreover, the prevalence of multidrug-resistant TB (MDR-TB) continues to present a significant challenge, with only approximately 2 in 5 individuals accessing treatment in 2022.

At the core of AHF’s Philippines strategy is the implementation of a new cutting-edge TB diagnostic tool designed specifically for newly diagnosed PLHIV. This innovative tool aims to provide early and accurate detection of TB in this high-risk group, leading to prompt interventions and improved outcomes for individuals co-infected with HIV and TB.

AHF Philippines’ approach to combating TB among newly diagnosed PLHIV is comprehensive and multifaceted. From screening and early detection to treatment and ongoing care, the organization’s strategy prioritizes the health and well-being of those affected by these dual epidemics.

The organization also advocates for the adoption of BPaL, an all-oral combination therapy for TB treatment, and the use of TB Lam by Abbott for early diagnosis. BPaL, comprising Bedaquiline (B), Pretomanid (Pa), and Linezolid (L), boasts a remarkable 90 percent efficacy against highly drug- resistant TB strains. TB Lam, a rapid diagnostic test utilizing urine samples, provides results within 25 minutes, facilitating early treatment initiation, particularly in resource-limited settings.

AHF’s Philippines in collaboration with its partner sites has a dedicated team of healthcare professionals and support staff who work tirelessly to ensure that PLHIV receive timely TB screenings, access to state-of-the-art diagnostic tools, and personalized treatment plans tailored to their unique needs. Through ongoing education and advocacy efforts, AHF Philippines strives to raise awareness about the intersection of HIV and TB and the importance of integrated care for individuals facing these complex health challenges.

Nenet L. Ortega, Country Manager of AHF Philippines, underscores the pivotal role of integrated care, stating, “We are unwavering in our commitment to ensuring that PLHIV receive timely TB screenings and personalized treatment plans.”

On this World Tuberculosis Day, AHF Philippines reaffirms its unwavering commitment to ending the TB epidemic among PLHIV and promoting health equity for all. Together, we can build a world where every individual has the opportunity to live a healthy and fulfilling life, free from the burden of TB and HIV.

World TB Day is recognized annually on March 24. Visit WeCanEndTB.org to learn more.

Time to Shine: Make Your Mark for Earth Hour at SM Malls

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Mall goers are invited to take small actions and make a big difference during Earth Hour at SM malls.

Small actions can make a big difference. This year, SM Supermalls invites everyone to #GiveAnHourForEarth by joining millions around the world in the annual Global Lights Switch Off on March 23 from 8:30pm to 9:30pm. This 2024, SM marks 16 years of commitment in supporting the annual campaign initiated by the World Wildlife Fund (WWF) since its inception in the Philippines in 2008. You can make your mark too by participating in various eco-friendly activities across SM malls.

Shop and dine in the dark

Mall-goers can enjoy a candlelit dinner at participating restaurants, explore Green Retail Finds at the SM Store, or indulge in gadget-free entertainment at board game cafes and arts and crafts hubs. Customers can also check out solar light solutions at ACE Hardware or glow up while they power down with beauty and wellness treats at Watsons. More exclusive Earth Hour deals await via SM Deals, SM Malls Online, and at an SM mall near you.

Get moving and recycling

Explore Green Retail Finds at the SM Store.

Promoting an active and sustainable lifestyle, customers are encouraged to walk or bike around the mall during Earth Hour. Furthermore, individuals can make a meaningful impact by dropping off recyclables at SM’s plastic waste collection booths in partnership with Friends of HOPE, or by disposing of e-waste responsibly at designated collection bins located at Cyberzone or information booths.

Shop for a sustainable home at the Ace Hardware.

Through the collective efforts of SM Supermalls, its tenants and customers in supporting Earth Hour in 2023, SM malls saved 4825.61 kwH of energy, equivalent to CO2 emissions from charging 417,940 smartphones. Shoppers can make an impact and #GiveAnHourForEarth at SM malls, showcasing how raising awareness on the climate crisis can be a vibrant and enjoyable experience too.

Recycle with SM Supermalls.

Officials honor Filipino women in Rizal and Del Pilar’s letters 

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FELICISIMA “KUMANDER LETTY” VILLALON DIONISIO – MAURICIO. The last World War II veteran of Bulakan town. Mauricio family photo

TAIPEI CITY—Officials honor and remember this March International Women’s Month the strongest values, roles and charms of the Filipino women and the legacy of the “Women of Malolos” as hailed by Marcelo H. Del Pilar and Dr. Jose Rizal 135 years ago. 

Through social media and classroom discussions, Kabesera Inc., the town’s historical, cultural and heritage group spread copies of Del Pilar’s lMarch 13, 1889 letter to his niece Josefa Gatmaitan, the leader of the young women of Bulakan to inspire and remind today’s young women of their important role in community and nation building. 

Del Pilar, born in Sitio Cupang, Barangay San Nicolas this town on Aug. 30, 1850 and the  father of Philippine journalism, then in self-exile in Barcelona, Spain to covertly run and operate La Solidaridad as a vehicle to help enlighten the Filipino people on the centuries of oppression and abuses of the Spaniards expressed his admiration to the Filipino women as an epitome of righteousness and light. 

He encouraged the young Bulakenyas in his town, then the capital of the province to also use and demonstrate their prowess and God-given grace and wisdom to attain education that could help guide the nation until the next generations similar to what the young women of Malolos have earlier displayed. 

Del Pilar wanted the young women in his town not to feel inferior to the “Women of Malolos” who earlier asked Spanish Governor to the Philippines General Valeriano Weyler to allow them to put up a night school where they can learn the Spanish language. Their ideals were to familiarize with the language of the abusive and evil friars to become a foundation for them to help the country attain its freedom. 

“Barcelona, March 13, 1889. Señorita Doña Josefa Garmaitan. My dearest niece,” the place, date, addressee and salutation in the letter reads.  That the Bulakeñas assist in the regeneration of the country. A woman is the best guide to lead a man on the road to virtue. The virtue most pleasing to the Creator is that man perfect his intelligence to serve as his guiding light in the path of life. Knowledge of the Spanish language is an advantage in your education,” Del Pilar said in the first part of the letter. 

“To the young women of Bulacan, being certain that you are undoubtedly the ones destined to regenerate our country: because of your influential role within the family, as daughter or sister, wife or mother, the woman is not only the provider of healing comfort to the rigors of life; greater still is the role she plays in an imperceptible manner, leading man on the road to a virtuous life or along the path of perversity and cowardice,” he continued in the letter”. 

“I have visited many countries, and I have seen eloquent proof that where the woman is virtuous, vice is hardly existent and popular customs are predominantly dignified; but where the woman is frivolous, man wallows in immorality, the current trend being obliviousness or total disregard of sacred values. What takes place in the sphere of morality also takes place in the sphere of intelligence,” the letter also said. 

“The education of the woman stimulates and elevates the education of the man; so that in certain foreign cities it is customary to hold periodic competitions for the youth of both sexes from different schools and colleges, to show to the young men and young women that in a tough contest involving intelligence, awards are given to those who have received more or better education”. 

“On their part, the young women of Malolos have taken a step forward toward the attainment of education; and they shall achieve this end despite any obstacles that may arise to frustrate their aspirations. Newspapers and letters we receive from France, England, Austria and other places, express their congratulations to these young people on their conduct, recognizing in their behavior that the awareness of their dignity is beginning to awaken among the beautiful and sacred half of the people of Malolos. This good news was so welcome that even the learned and honorable author of Noli me tängere, sent them a long letter of congratulations from London. It would be a good idea for you to obtain a copy of this letter, which would be the best legacy you could leave for future generations. I cannot help but ponder on this sad question: why should a town like Bulacan, the birth place of a Pascuala and a Socorro Caiñgal, an Agustina and Magdalena Pagya, a Eugenia Fernando, the Enriquezes and many others whose brilliant talent I have had occasion to observe and silently admire; why should it be inferior to the town of Malolos?”

In the earlier February 17, 1889 letter of Del Pilar (who also uses the pseudonym Plaridel, a juggled name of his family name Del Pilar) to Rizal who was then in London, whom he addressed as “Laong Laan,” (one of the pseudonyms of Rizal), he brought to his attention the said brilliant initiative of the “Women of Malolos” of their clamor for education where he asked our national hero to write a congratulatory letter to the young women. 

“Barcelona, February 17, 1889. Dear friend Laong Laan,* the first part of the letter reads. “The attitude of the women of Malolos reveals that the campaign of our leaders there remains constant. These ladies belong to the privileged class of the town; they are respected for their good reputations, and as the daughters of maginoos.* If you could send them a letter written in Tagalog, it would be a big help for our champions there and in Manila. Due to the propaganda spread by these ladies by word of mouth and through example, the idea that it is disgraceful for a man or a woman to be loyal or obedient to the friars is gaining popularity in the provinces, and this is producing great effects. Have you read the verses “Buhay Santaclara”? Your sister thinks these were written by a woman of Malolos, because this was what she was led to believe; and the women of Malolos believe your sister wrote these verses. I urge you to please write a laudatory letter to the women of Malolos,” part of the said letter reads.

On February 22, 1889, Rizal sent a reply to Plaridel informing him that he had already wrote a letter of greetings to the women of Malolos. Rizal sent the letter to Del Pilar to check and edit Part of the letter reads “My dear friend Plaridel. Enclosed is my long letter to the women of Malolos. Read it, and correct it, since there is no one here with whom I can speak Tagalog, I am beginning to forget it a little. I believe I owe them more than a simple letter, and so there it goes. Take care that it does not fall into the hands of the friars and get lost; it is my first draft, and Thave no copy. Please excuse this short letter, but my epistle to the women of Malolos has tired my hand. Yours, LAONG LAAN”. 

The letter was entitled, “Sa Mga Kababayang Dalaga sa Malolos,” wherein Rizal expressed his admiration for their initiative, bravery and nationalism because of their decisive move to put up a night school and learn the Spanish language. This group of women gathered on December 12, 1888 at the house of Rufina Reyes in Barangay Sto. Nino where they made wrote their letter to Governor General Wyler.   

City of Malolos Mayor Christian Natividad who led officials in a wreath-laying ceremony at the House of Reyes, during the 135th year anniversary of Rizal’s letter to the “Women of Malolos,” said the city is now reaping the legacy of the young females in the city who championed the plight for right to education as a major step in attaining freedom because of today’s high literacy rate of the city’s youth. 

According to the mayor, Malolos was adjudged by the Department of Education (DepEd) in 2023 as among the Top 5 Most Literate Cities in the country.

The recent development can be considered as a milestone achievement from the city’s record fourteen years ago in 2010 of being one of the cities and municipalities in the country with the highest percentage of dropouts and incompletion rates.

“Today, the City of Malolos from having the record with the highest dropouts and incompletion rate in 1998, has just bagged the Top 5 post in the National Literacy Award among cities and municipalities with the highest literacy rate. Malolos is reaping the legacy of our very own Women of Malolos, their courage, yearning for education and freedom,” Natividad told the media just after the wreath laying ceremony.

In 2010, he said, when he was first elected mayor, the City of Malolos was number one in dropout and incomplete percentage rate in the Philippines in secondary schooling with 1:98 classroom-student ratio but when he ended his nine years term in 2019 and until today, the ratio improved to 1:40 which is way above the DepEd’s 1:45 ideal ratio, the mayor said.  

Today, Natividad said, there are public schools that offer senior high education in every 3 barangays out of its total 51 barangays.

The legacy of Del Pilar continued. Bulakan did not only produce Senators Francisco “Soc” Rodrigo and Francisco Delgado but exemplary women in the person of Carmen De Luna who was a known Filipino educator and who co-founded the Centro Escolar University. She is featured in the 2024 Kabesera calendar. 

Then 18 year old Felicisima Villalon Dionisio ran away from their house in Barangay Tabang-San Francisco in 1942 and joined the  anti-Japanese occupation rebel group “Hukbo ng Bayan Laban sa Hapon (Hukbalahap) to defend the women’s rights against Japanese abuses. Known as “Kumander Letty,” she died Sept. 19 last year at the age of 99. 

Department of Foreign Affairs Undersecretary Theresa Lazaro and Sandigan Bayan Associate Justice Maria Theresa Mendoza-Arcega are among today’s leading pride of Bulakan town. Both of them were recipients of “Dangal ng Lipi” award, the highest recognition the provincial government bestows to its outstanding sons and daughters. 

Filipino food historians and puni art icons, the late Mila Santiago-Enriquez and her niece, Rheeza Santiago-Hernandez were from Bulakan. Hernandez died of breast cancer at the age of 51 in July 2022. 

Denia Mauricio-Clacio, daughter of Kumander Fely and Anna Marie Gonzales-Felizardo, both professors at the Bulacan State University (BulSU) Meneses Campus in this town discussed before their classes the letters and exchange of communications between Del Pilar and Rizal about the women of Malolos and Bulakan town to inspire today’s generation of young women and boost their virtues and good qualities as Filipinos. 

Perfecto Martin and Gemma Santos, former and current presidents of Kabesera also discussed in social media the contents of the letters of Del Pilar and Rizal about the Filipino women. 

“It must be an annual Women’s Month celebration habit to retell the stories and the actual letters of Del Pilar and Rizal to the Filipino women to inspire our today’s young women to become more responsible, courageous, intelligent and to have a higher sense of nationalism,” Martin told NEWS CORE. 

“Del Pilar in his letter noted that the women of Bulakan were just as intelligent and progressive as the women of Malolos. Acknowledging the significant influence of women in the family and the community, he exhorted the women of Bulakan to educate themselves and educate their children, to love their town and contribute to its betterment. So we can say that we had in him a believer and proponent of women empowerment even in those early days,” Santos said. 

Mayor Vergel Meneses and the whole of the municipal government of Bulakan highly recognize the contribution of Kabesera in further enriching, preserving and promoting the rich history, culture and heritage of Bulakan town being the old capital of the province and the seen game changer town of the province because of the soon operation of the newest and largest airport in the country, the P754 billion worth New Manila International Airport. 

CARD MRI Introduces Savings Product for Senior Citizens

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CARD MRI Founder and Chairman Emeritus Dr. Jaime Aristotle Alip delivered his congratulatory message for the official launching of CARD MRI’s savings product.

Josephine M. Ramos, Junior Writer

CARD MRI Banking Group launched its latest savings product—an exclusive savings account designed for senior citizens. The launching was held at CARD MRI Basement, Paulino Street, San Pablo City, Laguna on March 18, 2024.

CARD MRI Founder and Chairman Emeritus Dr. Jaime Aristotle Alip emphasized the importance of seniors to CARD MRI saying, “Many of CARD MRI clients are aged 60 and above, prompting us to consider additional means of securing their financial well-being, which is why we came up with a savings account exclusively for them. Through this initiative, we hope that our elderly clients continue to feel valued and supported just like how we have always been from the beginning.”

How it started

During a visit to an Indian bank, Dr. Alip and several members of the management team witnessed the special attention given to senior citizens through exclusive banking products tailored to their needs. Inspired by this approach, they decided to create savings products aimed at meeting the basic financial needs of the elderly, allowing them to earn income through savings interest.

Tailored Solutions for our Senior Citizens

CARD Bank, Inc. offers the Magalang Term Deposit; CARD SME Bank provides My Wealth Savings; and CARD MRI Rizal Bank, Inc. offers the Gabay Ipon Term Deposit. Due to its exclusivity for senior citizens, its interest rate is higher compared to the regular time deposit rates of the CARD Banking Group.

The said savings product, requiring a minimum deposit of PHP10,000.00, is open to aged 60 and above.

In addition to term deposits, seniors have the option to open a regular savings account with My Life Savings at CARD SME Bank for a minimum deposit of PHP200.00, which offers a higher interest rate than iSave.

With a vision to strengthen financial security among older people, this event marks a significant milestone in CARD MRI’s commitment to serve diverse financial needs.

The launching was also graced by CARD MRI Managing Director Mr. Aristeo Dequito, CARD Bank President and CEO Ms. Marivic Austria, CARD SME Bank President and CEO Ms. Cynthia Baldeo, CARD RBI President and CEO Ms. Elma Valenzuela, Senior Advisers, CARD MRI key officers, staff, and clients. 

During the event, CARD Bank client Leonida Jawili and CARD SME Bank client Luz Lalap expressed gratitude for the new savings product intended for senior citizens like themselves.

“As a senior citizen, this savings product is a great help for individuals like me who rely solely on pensions. It allows me to save money while also earning through its interest rate,” Leonida Jawili stated.

Meanwhile, Luz Lalap urges the elderly in her community to explore and learn more about the new savings product introduced by CARD MRI.

As of January 2024, CARD MRI had served 9,257,701 clients nationwide. For more information about CARD MRI, visit their official Facebook page at https://web.facebook.com/CARDMRIOfficial or their website at https://cardmri.com.

Villanueva: 3,000 OFWs sa HK nakatanggap ng gov’t aid sa pamamagitan ng Action Center

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Senator Joel Villanueva, TESDAMAN.

Binigyang-din ni Senate Majority Leader Joel Villanueva na dapat pagsikapan ng pamahalaan na masigurong  naibibigay ang kinakailangang tulong at suporta para sa lahat ng Overseas Filipino Workers (OFWs).

Ito ang pahayag ni Villanueva matapos dumalo sa pagtitipon ng mga OFW sa International Center sa Sham Shui Po, Kowloon, Hong Kong noong Linggo, Marso 17, kung saan mahigit 3,000 OFWs ang nakatanggap ng medical, educational at iba pang uri ng tulong sa pamamagitan ng Tesdaman Action Center bilang bahagi ng kanyang adbokasiya na maabot ang mga Pinoy sa ibang bansa.

“Dapat ilapit po ang serbisyo ng gobyerno sa bawat Pilipino saan man sila sa mundo. No Filipino should be left behind when it comes to providing immediate and adequate government services”, sabi ni Villanueva, principal sponsor at author ng Department of Migrant Workers (DMW) Act.

Naimbitahan din sa pagtitipon ang Philippine Consulate at Migrant Workers Office (PCG-MWO) na pinamumunuan ni Consul General Germinia V. Aguilar-Usudan para magbigay ng consular at migrant workers-related services para sa mga OFW sa Hong Kong.

Ayon sa Overseas Workers’ Welfare Administration (OWWA), 173,123 OFWs na karamihan ay domestic workers ang nagtatrabaho sa Hongkong sa kasalukuyan.

“Mahalaga pong gawing prayoridad ng pamahalaan ang kapakanan at proteksyon ng ating mga bagong bayani na lubos na nagsasakripisyo para sa kani-kanilang mga pamilyang naiwan sa Pilipinas,” diin ng senador.

Isa si Villanueva sa mga mambabatas na nagsulong na mapasama sa 2024 National Budget ang P1 bilyon para sa Agarang Kalinga at Saklolo para sa mga OFW na Nangangailangan (AKSYON) Fund  sa ilalim ng pondo ng DMW, P1 bilyon para sa Assistance to Nationals (ATN) fund at P200 milyon para sa Legal Assistance fund sa ilalim ng badyet ng Department of Foreign Affairs (DFA) para sa pagbibigay ng legal, medical, financial at iba pang uri ng tulong kabilang ang repatriation, evacuation, rescue at iba pang kinakailangang intervention para maprotektahan ang mga Pinoy abroad.

“Being there for our OFWs is our way of recognizing their hardships and deeds, not only for their families, but for the country and economy as well,” ayon sa Majority Leader.

Sa talaan ng Bangko Sentral ng Pilipinas, umabot sa USD 37.2 bilyon ang personal remittances ng mga OFW, na katumbas ng 8.5% ng Gross Domestic Product ng bansa noong 2023.